Money Saving Hacks That Actually Work

The best money saving hacks aren't complicated. Most ways to save money come down to spotting what you're paying for without noticing — and stopping it.

Here are money saving tips you can use today.

Money saving hacks for subscriptions

The easiest way to save money is to cancel what you don't use.

• Check your subscriptions on iPhone: Settings → your name → Subscriptions
• On Android: Play Store → profile → Payments & subscriptions
• Search your bank statement for "monthly", "premium" and "renewal"
• Downgrade to an ad-supported tier instead of cancelling
• Set a reminder two days before every free trial ends

Money saving tips for online shopping

• Wait 48 hours before buying anything non-urgent
• Search for a coupon code before you check out
• Use cashback sites and click through them last
• Buy discounted gift cards for stores you shop at often
• Ask for a price adjustment if the price drops after you buy

How to save money on everyday costs

• Set a weekly spending limit instead of a monthly one
• Pay with a prepaid balance so you can't overspend
• Buy own-brand versions of things you use constantly
• Cook once, eat twice
• Claim student, military, teacher or senior discounts you qualify for

The best money saving hack of all

Earn while you save. Rewards apps pay you in cash and gift cards for testing apps, playing games and taking surveys — so the money you save isn't the only money coming in.

Use gift cards for the things you'd buy anyway, and your regular spending costs less every month. See every gift card redemption option explained to pick the brands you actually spend at.

Money saving hacks work when they're automatic. Pick two from this list, set them up once, and let them keep saving money for you.